Starwood Preferred Guest Card from American Express

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Blue from American Express®
	0% APR on purchases for up to 15 months No annual fee Low balance transfer APR - 4.99% Fixed APR for the life of the balance Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	15 Months*	As low as 8.99%*	None*	Yes*	Excellent Credit

Clear from American Express®
	No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees 0% intro APR for up to 12 months Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500 Pay in full, or carry a balance Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 9.99%*	None*	Yes*	Excellent Credit

Blue Cash® from American Express®
	Earn up to 5% cash back on everyday purchases - even gas! No annual fee 0% Intro APR for 12 months on purchases Low balance transfer rate - 4.99% fixed APR for the life of the balance Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 8.99%*	None*	Yes*	Excellent Credit

Bank of America Accelerated Rewards(TM) American Express® Card

Earn rewards faster with 1.25 points for every net retail purchase dollar
0% Intro APR* on balance transfers and cash advance checks for your first 12 billing cycles
No annual fee and the flexibility to pay over time
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
Free 24/7 Concierge Service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	9.99%/15.99%*	None*	Yes*	Excellent Credit

Blue Sky from American Express®
	No annual fee and 0% intro APR for 12 months Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 8.99%*	None*	Yes*	Good Credit

Gold Delta SkyMiles® Credit Card from American Express

Earn up to 25,000 bonus miles - enough for a total of $250 off Delta flights!
Always Double Miles® on eligible everyday purchases and all Delta purchases
One mile for every other eligible dollar spent
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
9.99%*	Life of Balance*	14.99%*	$95; 1st Yr Free*	Yes*	Good Credit

Gold Delta SkyMiles® Credit Card from American Express

Earn up to 17,500 bonus SkyMiles® - 15,000 bonus miles after your first purchase with the Card and 2,500 bonus miles for an Additional Cardmember
Always Double Miles® on eligible everyday purchases and all Delta purchases
One mile for every other eligible dollar spent
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	14.99%*	$95; 1st Yr Free*	Yes*	Good Credit

Hilton HHonors® Platinum Credit Card from American Express

Earn up to 50,000 HHonors® bonus points when you get the Card
No Annual Fee
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
No Blackout dates
Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
2.90*	6 Months*	14.99%*	None*	Yes*	Good Credit

Platinum Credit Card

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 - Redeemable for one round-trip domestic airline ticket!
No Pre-set Spending Limit
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only® Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$450*	No*	Excellent Credit

Platinum Delta SkyMiles® Credit Card from American Express

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	14.99%*	$150*	Yes*	Excellent Credit

American Express® Preferred Rewards Gold Card

Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
No pre-set spending limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$125; 1st Yr Free*	Yes*	Excellent Credit

American Express® Preferred Rewards Green Card

Earn 5,000 Membership Rewards® bonus points after your first purchase with the card- redeemable for a $50 gift card!
No Pre-set Spending Limit*
No annual fee for the first year - $95 Thereafter
Complimentary enrollment in our award winning Membership Rewards® program
Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more
Transfer points to 17 frequent flyer programs

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$95; 1st Yr Free*	Yes*	Excellent Credit

True Earnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first made with the Card
Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	3 Months*	14.99%*	None*	Yes*	Excellent Credit

Virgin Atlantic American Express® Card - Black

0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
20,000 Flying Club bonus miles after your first retail purchase
Earn 3 miles per $1 spent on Virgin Atlantic purchases
Earn 1.5 miles per $1 spent in retail purchases
Earn up to 2 tier points per month for accelerated Flying Club status
Earn up to 15,000 additional bonus miles upon anniversary

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	14.24%*	$90*	Yes*	Excellent Credit

Virgin Atlantic American Express® Card - White

0% Intro Annual Percentage Rate(APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
12,500 Flying Club bonus miles after your first retail purchase
Earn 3 miles per $1 spent on Virgin Atlantic purchases
Earn 1 miles per $1 spent in retail purchases
Earn up to 7,500 additional bonus miles upon anniversary
Earn an 2,500 bonus miles for an additional Cardmember added (max 1)

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	14.24%*	$49*	Yes*	Good Credit

JetBlue Card from American Express
	Get 50 TrueBlue® points after your first purchase - that's half way to an award flight! TrueBlue points don't expire Earn one Award Dollar for virtually every dollar you spend Earn Double Award Dollars on entertainment, leisure, travel and dining 200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	14.99%*	$40*	Yes*	Good Credit

One from American Express®
	Get $50 after your first purchase No Pre-Set Spending Limit* Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008) Never pay interest on new purchases The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name No annual fee for the first year - A $35 savings

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	As Low as 10.99%*	$35; 1st Yr Free*	Yes*	Good Credit

Starwood Preferred Guest® Credit Card from American Express

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 econds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
2.90%*	6 Months*	14.99%*	$45; 1st Yr Free*	Yes*	Excellent Credit

Blue for Business® from American Express®

0% Intro APR on purchases for up to 15 months
No annual fee with the flexibility to pay in full or carry a balance
Option to enroll in the complimentary Membership Rewards Express® program, with flexible rewards for you or your business. There's no limit to the number of points you can earn and points have no expiration date
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 15 Mons.*	As low as 8.99%*	None*	Yes*	Excellent Credit

The Gold Card from American Express OPEN(SM)

Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies
Points have no expiration date
No limit to the number of Membership Rewards® points you can earn
No annual fee for the first year - a savings of $125
No pre-set spending limit* and no finance charges
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$125; 1st Yr Free*	N/A*	Good Credit

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