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Prepaid Credit Cards

The following prepaid debit cards and pre-paid credit cards can help you control your spending. It works almost like gift cards at retail stores. You deposit any amount you like into the card and then use the card to make purchases just like a credit card but only up to that amount. These types of cards generally don't require a credit check, and some actually offer credit re-builder and rewards programs.

If you tend to overspend and like to control your spending, or simply can't get a credit card because of bad credit, then a pre-paid debit card could be a good choice for you. Choose a prepaid debit card below and apply online today.

Please compare the credit card offers below and click on "Apply Now" to learn more or apply for one of the prepaid debit cards. It's fast, easy and secure!

Pr1macard Elite Prepaid MasterCard® [Top Pick]
Pr1macard Elite Prepaid MasterCard®
Apply for the Pr1macard Elite Prepaid MasterCard® Now
  • 100% guaranteed approval* - no credit checks and no employment requirements
  • FREE Direct Deposit – no more check cashing fees
  • Withdraw cash at ATM’s worldwide
  • Cash back capabilities at supermarkets and large retailers
  • Load the card with cash at over 75,000 retail locations in your area
  • $5,000.00 maximum card balance
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Facecard Prepaid MasterCard®
Facecard Prepaid MasterCard®
Apply for the Facecard Prepaid MasterCard® Now
  • No activation or monthly fees!
  • Instant and convenient access to funds (no checks!) - anyone can go to the website to set up a one time or recurring gift
  • Friend-to-friend paybacks as easy as going to the website via internet or mobile phone
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs
  • Use it to give a gift or get a gift - no more wasted gift cards
  • Safe and easy way to have funds when studying and travelling abroad
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

READYdebit(TM) Card
READYdebit(TM) Card
Apply for the READYdebit(TM) Card Now
  • READYdebit is simply the best prepaid Visa card on the Net!
  • 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card
  • FREE Direct Deposit! – stop paying to cash your paycheck
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Wired Plastic(TM) Prepaid Visa® Card
Wired Plastic(TM) Prepaid Visa® Card
Apply for the Wired Plastic(TM) Prepaid Visa® Card Now
  • No Upfront Payment Required – Receive your card in as little as 3 days
  • Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card
  • Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
  • Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards
  • Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Vision Premier(SM) Prepaid Visa® Card
Vision Premier(SM) Prepaid Visa® Card
Apply for the Vision Premier(SM) Prepaid Visa® Card Now
  • $0 weekly fee & $0 activation fee – with direct deposit!
  • Guaranteed approval* with no credit check
  • Free unlimited purchase transactions, free direct deposit – no more check cashing fees, and free account alerts – email and/or SMS text messages
  • Pay any bill: rent, cellular phone, insurance, utilities, etc
  • Load cash at over 100,000 participating retail locations
  • Take Control - no late fees, no interest, no NSF fees
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

All-Access® Visa® Prepaid Card
All-Access® Visa® Prepaid Card
Apply for the All-Access® Visa® Prepaid Card Now
  • 100% Approved - no credit check and bad credit is okay
  • $10,000 Load Capacity - reloadable at retailers nationwide
  • No Upfront Payment - and no minimum balance requirements
  • FREE Savings Accounts - higher rate than most national banks
  • FREE Instant Transfers - send money to other cardholders
  • FREE Direct Deposit - make payday faster and safer
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Pr1macard Prepaid MasterCard®
Pr1macard Prepaid MasterCard®
Apply for the Pr1macard Prepaid MasterCard® Now
  • 100% guaranteed approval* - no credit checks and no employment requirements
  • FREE Unlimited Purchase Transactions – shop at stores or online securely
  • FREE Direct Deposit – no more check cashing fees
  • Cash back capabilities at supermarkets and large retailers
  • Load the card with cash at over 75,000 retail locations in your area
  • $500.00 maximum card balance
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

ARC Travel Prepaid MasterCard®
ARC Travel Prepaid MasterCard®
Apply for the ARC Travel Prepaid MasterCard® Now
  • 100% guaranteed approval with no credit check - perfect for bad credit or no credit
  • No hidden fees : no monthly or annual maintenance fees*
  • Multiple load options: PayPal, direct deposit, online banking, Western Union, Money Gram, and more!
  • Free travel benefits: lost or damaged luggage coverage, Travel Services Medical Assistance, MasterTrip Worldwide Travel Assistance, and MasterLegal Referral Service
  • Free balance and activity alerts via your email and text messaging
  • With PayPass, you can simply tap and go - no need to hand the card to the cashier
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

SilverCard Prepaid MasterCard®
SilverCard Prepaid MasterCard®
Apply for the SilverCard Prepaid MasterCard® Now
  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Bank Freedom Prepaid Visa® Card
Bank Freedom Prepaid Visa® Card
Apply for the Bank Freedom Prepaid Visa® Card Now
  • Save $10-$25 a month compared to other "FREE" cards
  • $0 direct deposit - why pay up to $4.95 to load cash?
  • $0 monthly fee - others charge $4.95 - $9.95 monthly
  • $0 card activation fee - others charge $4.95- $9.95
  • $0 customer service - others charge $2.00 per call
  • 100% guaranteed approval* - no credit check
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Upside Visa® Debt-Free Prepaid Card
Upside Visa® Debt-Free Prepaid Card
Apply for the Upside Visa® Debt-Free Prepaid Card Now
  • A Visa® Prepaid Card For a Better Financial Future
  • Cheaper than other prepaid cards. Save up to $185 just for the first year
  • No activation fee, no annual fee, no maintenance fee
  • None of these ridiculous “convenience” fees on any purchase
  • Easy to enroll online with no credit check. Bad credit? It’s ok
  • Receive funds from employers directly onto the card, as if it was a checking account
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK

Green Dot Prepaid MasterCard®
Green Dot Prepaid MasterCard®
Apply for the Green Dot Prepaid MasterCard® Now
  • As seen on TV-by far the most popular prepaid in America!
  • Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
  • Save $5 today when you order online
  • No credit check, EVER
  • Easy reload using Green Dot MoneyPaks
  • Extra bonuses with Direct Deposit
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*No Credit OK





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