Low Interest Credit Cards

Low Interest Credit Cards (Low APR Credit Cards) category features credit cards that, if compared to other credit cards, offer on average the lowest interest rates that will be applied to cardholders balance, if such will be left on the account after the grace period is over. It is a useful feature for anyone’s credit card to have.

If you have doubts whether you will be able to pay off your balance each month you may consider looking for a credit card with low interest rate. It will save you a lot of money that you will be able to use towards paying off the original balance. Some low interest credit cards may have an annual fee that will probably cancel out all saving generated by low APR. Therefore we recommend that you pay attention whether the low interest card offer you are choosing to apply for has no annual free. This page includes some of the best credit card offers for Low APR Credit Cards online.

Discover® Motiva(SM) Card [Top Pick]

Cash Rewards for your good credit management!* Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row -twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
3.99%*	Up to 12 Mons.*	10.99%*	None*	Yes*	Excellent Credit

Capital One® Classic Platinum

Buy what you've been dreaming of and pay no interest until June 2009 on purchases Save with a low non-intro variable APR, currently 14.9% Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping Know you are protected with $0 fraud liability if your card is ever lost or stolen Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance No balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 6/2009*	14.9%*	$19*	Yes*	Average Credit

Capital One® Platinum Prestige Visa®
	Save with a 0% intro APR until January 2010 on purchases and balance transfers Then enjoy a variable APR, now 8.9% Save time and money by transferring higher-rate balances so you can make one easy payment each month No annual fee Consolidate balances and save money when you transfer higher-rate balances $100,000 Worldwide Automatic Travel Accident Insurance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 1/2010*	8.9%*	None*	Yes*	Excellent Credit

Capital One® Platinum Prestige
	Save with a 0% intro APR until January 2010 on purchases and balance transfers Then enjoy a variable APR, now 8.9% Save time and money by transferring higher-rate balances so you can make one easy payment each month No annual fee Consolidate balances and save money when you transfer higher-rate balances $100,000 Worldwide Automatic Travel Accident Insurance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 1/2010*	8.9%*	None*	Yes*	Excellent Credit

Capital One® Platinum - Good Credit

Save with a 0% intro APR until January 2010 on purchases and balance transfers Save time and money by transferring higher-rate balances so you can make one easy payment each month No annual fee Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more $100,000 Worldwide Automatic Travel Accident Insurance 24-hour Roadside Assistance with lock-out service, towing, and flat repair

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 1/2010*	12.9%*	None*	Yes*	Good Credit

Discover® Open Road(SM) Card
	0% Intro APR for 6 months on purchases, and 12 months on balance transfers Save at the pump and everywhere else* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	10.99%*	None*	Yes*	Excellent Credit

Discover® More(SM) Card - Clear

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Good Credit

Blue Cash® from American Express®
	Earn up to 5% cash back on everyday purchases - even gas! No annual fee 0% Intro APR for 12 months on purchases Low balance transfer rate - 2.99% fixed APR for 12 months Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 11.99%*	None*	Yes*	Excellent Credit

Capital One® Platinum Visa®

Buy what you've been dreaming of and pay no interest until June 2009 on purchases Save with a low non-intro variable APR, currently 8.9% Know you are protected with $0 fraud liability if your card is ever lost or stolen Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping No balance transfer fees This great rate can help you avoid higher interest payments while you work to lower your balance each month

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 6/2009*	8.9%*	$39*	Yes*	Average Credit

Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 liability on unauthorized purchases Secure, free online account management

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 6.74%*	None*	Yes*	Good Credit

Capital One® Platinum

Buy what you've been dreaming of and pay no interest until June 2009 on purchases Save with a low non-intro variable APR, currently 8.9% Know you are protected with $0 fraud liability if your card is ever lost or stolen Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping No balance transfer fees This great rate can help you avoid higher interest payments while you work to lower your balance each month

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 6/2009*	8.9%*	$39*	Yes*	Average Credit

Citi® Diamond Preferred® Rewards Card
	0% APR* on balance transfers for up to 12 months 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases No annual fee and free rewards program Citi® Identity Theft Solutions Price protection program $0 Liability on unauthorized purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 9.49%*	None*	Yes*	Excellent Credit

Blue from American Express®
	0% APR on purchases for up to 12 months No annual fee Low balance transfer APR - 4.99% Fixed APR for the life of the balance Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 10.99%*	None*	Yes*	Excellent Credit

Capital One® Classic Platinum Visa®

Buy what you've been dreaming of and pay no interest until June 2009 on purchases Save with a low non-intro variable APR, currently 14.9% Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping Know you are protected with $0 fraud liability if your card is ever lost or stolen Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance No balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 6/2009*	14.9%*	$19*	Yes*	Average Credit

Capital One® No Hassle Points(SM) Rewards - Excellent Credit
	Earn 2 points per dollar spent at gas stations, major grocery and drug stores 1 point for every dollar spent on other purchases Save with a 0% intro APR on purchases until January 2010 There is no limit to the points you can earn, and your points won't expire No annual fee $0 fraud liability for any unauthorized use if your card is lost or stolen

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Until 1/2010*	9.9%*	None*	Yes*	Excellent Credit