Instant Response Credit Cards

Instant Credit Cards, also known as Instant Response Credit Cards, category features credit cards that will be processed instantly and the applicant will know about his or her eligibility for a card of their choice in a matter of seconds. The advantage of applying for Instant Credit Cards comes with timely information that helps one decide whether to wait for the card to arrive in mail, or, in case of a rejection, one will know to look for another card offer right away.

Which will save waiting time and worries associated with anticipation. This page contains some of the best offers for Instant Credit Cards. Please feel free to browse through the profiles of featured instant credit cards. Scan at least a few offers before making your choice. It shall help you choose the best instant credit card that will suit your needs perfectly.

Discover® More(SM) Card - Clear [Top Pick]

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Good Credit

Discover® More(SM) Card

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Good Credit

Blue Cash® from American Express®
	Earn up to 5% cash back on everyday purchases - even gas! No annual fee 0% Intro APR for 12 months on purchases Low balance transfer rate - 2.99% fixed APR for 12 months Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 11.99%*	None*	Yes*	Excellent Credit

Discover® More(SM) Card - Sealife Collection

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Good Credit

Continental Finance Gold MasterCard®
	Rates as low as 9.75% APR* Unsecured MasterCard accepted at millions of locations worldwide Monthly reporting to the major credit bureaus Excellent online tools for managing your finances Semi-annual credit limit increases* See website for other fees, rates, and terms and conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	9.75%*	$50*	N/A*	Bad Credit OK

Starwood Preferred Guest® Credit Card from American Express

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 econds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
2.90%*	6 Months*	13.99%*	$45; 1st Yr Free*	Yes*	Excellent Credit

Blue from American Express®
	0% APR on purchases for up to 12 months No annual fee Low balance transfer APR - 4.99% Fixed APR for the life of the balance Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 10.99%*	None*	Yes*	Excellent Credit

Blue Sky from American Express®
	No annual fee and 0% intro APR for 12 months Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	As low as 11.99%*	None*	Yes*	Good Credit

American Express® Preferred Rewards Gold Card

Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card! No pre-set spending limit No annual fee for the first year - $125 Thereafter The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$125; 1st Yr Free*	Yes*	Excellent Credit